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It can be daunting to navigate the costs associated with living as a postgraduate researcher. While everyone’s experience will differ, this page is designed to share real experiences from current researchers and give you insight into the costs of surrounding postgraduate research life.
Money diary: a year 3 international PhD researcher
“My lifestyle aligns well with my approach to money management. I tend to spend more from Friday to Sunday than during the week, but it balances out naturally.”
From working as a teaching assistant to funding monthly trips away, discover how a third year PhD researcher from overseas earns and spends their money while living in private accommodation.

Money diary: a year 2 international PhD researcher
“My relationship with money used to be a bit rocky, but after some trial and error, things feel much more stable now.”
After a stressful start to life in Manchester that included applying for the University’s Cost of Living Support Fund, explore how this second year international PhD researcher has come to feel more at ease living in a shared, rented flat.

Money diary: a year 3 home PhD researcher
“I have a love-hate relationship with my finances. I love watching my bank balance grow and I remain cautious with every expense and try to track them.”
Explore how this third year PhD researcher living in the city centre applies their “measured and mindful approach” to working and spending.

Estimated living costs
New to postgraduate research funding?
We’ve compiled a quick refresher to help you understand what funding is and where your money will come from.
- Learn about different types of funding;
- Explore funding categories;
- Understand stipends, scholarships and more.

Further cost of living guidance
Find more guidance and resources to help navigate the cost of living in the University’s dedicated guide for all students.
- Support and initiatives, including available bursaries and scholarships;
- Saving tips for students;
- Budget friendly ideas in Manchester!

Inspired? Explore how to get started on your own research journey!
Our website is full of advice and guidance to get you started with postgraduate research at Manchester. Whether you're looking for a project, finding funding or searching for your supervisor – we’ve got you covered.
Explore available projects | Find funding | Search for a supervisor